Example

Michael R. could recover $420 from United Airlines

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  • Available 24/7
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The types of cases we help with

Common situations our AI analyzes, with what people typically recover and the law that makes it possible.

  • Flight delays and cancellations

    EU261 and DOT refund rules

    Up to €600 per passenger

  • Bank overdraft and junk fees

    CFPB guidelines

    Fee reversed, often in full

  • Hotel resort and hidden fees

    FTC Act, Section 5

    The surprise charge back

  • Subscriptions you couldn't cancel

    FTC click-to-cancel rules and state law

    Months of charges refunded

  • Rental deposits withheld

    State landlord-tenant statutes

    Deposit, sometimes double or triple

  • Medical billing errors

    No Surprises Act

    The difference, corrected

Stop losing money to unfair fees and charges

Every year, consumers lose billions to hidden fees, unfair charges, and corporate policies that break the rules. Here's what you get when you push back with us.

AI-powered analysis. Our AI reads your situation against thousands of consumer protection laws and regulations and tells you what you're owed.

Letters that get answered. Ready-to-send demand letters, emails, and phone scripts, written to the standard the company's own lawyers would recognize.

No research, no jargon. You describe what happened in plain English. We handle the law. Most people go from story to action plan in a few minutes.

Escalation when they ignore you. If the company doesn't respond, you get the next step: CFPB complaint, small claims filing, or a public pressure script.

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RecallTracker

Find out if something in your house has been recalled. Before someone gets hurt.

Thousands of products are under active safety recall right now: car seats, cribs, appliances, food. Add what you own and we watch the FDA, CPSC, and NHTSA for you.

Check your products
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How it works

  1. 1

    Tell us what happened. Describe your situation in plain English. No legal jargon, just your story.

  2. 2

    We analyze your rights. Our AI searches thousands of consumer protection laws, regulations, and company policies.

  3. 3

    Get your action plan. A personalized report with the exact laws that protect you, who to contact, and what to say.

  4. 4

    Take action and get paid. Use the ready-to-send emails and scripts to demand what you're owed. Most cases resolve within days.

Why timing matters

Consumer claims have deadlines. Flight compensation must be filed within set windows, bank disputes run into statutes of limitations, hotel overcharges get harder to prove as receipts go missing, and company policies change. Every week you wait is a week the company is counting on.

Check your rights, it's free

Why companies don't tell you about your rights

It's simple economics. Every dollar they don't refund is profit. Airlines, banks, and hotels count on you not knowing the laws that protect you. Billions go unclaimed every year because most people never ask.

  • Hidden in fine print. Your rights are buried in terms of service that nobody reads.
  • Complex processes. They make claiming a refund deliberately confusing.
  • Counting on silence. Most people don't complain, or give up after the first no.
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Real Horror Stories

See why consumers are fighting back against corporate abuse

Know your rights

Most companies won't tell you about the consumer protection laws designed to help you. Here are a few of the regulations working in your favor.

EU261 flight compensation

Up to €600 per passenger for qualifying delays or cancellations on flights covered by EU261.

CFPB bank fee rules

Federal rules against unfair overdraft and junk fees, and a complaint process banks answer to.

FTC consumer protection

Federal law against deceptive practices, hidden charges, and subscriptions that trap you.

State consumer laws

Many states add protections beyond federal law, including penalties that multiply what you recover.

Check if you're owed money

Latest Scam Alerts & Protection Tips

Stay ahead of scammers with expert insights and real case studies

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Think you've been scammed?

If you suspect you've fallen victim to a scam or an unfair business practice, act quickly. Tell us what happened and we'll show you your options.

Report it and get help now

Frequently Asked Questions

Got questions? We've got answers. Here's what you need to know about using ConsumerWatchdogs.

Simply describe your situation in plain English - like a delayed flight, unexpected bank fee, or hotel overcharge. Our AI analyzes your case against thousands of consumer protection laws and regulations, then provides you with a personalized action plan including template letters, relevant laws, and step-by-step guidance to recover your money.
No, ConsumerWatchdogs provides general information and guidance based on publicly available consumer protection laws and regulations. We help you understand your rights and provide tools to take action, but we are not a law firm and do not provide legal advice. For complex legal matters, we recommend consulting with a licensed attorney.
Getting started is completely free. You can describe your situation and receive an initial analysis at no cost. Premium features like personalized demand letters, direct company contacts, and priority support are available with our paid plans.
We can help with a wide range of consumer issues including: flight delays and cancellations (EU261, DOT rules), bank fees and overdraft charges, hotel hidden fees and resort charges, rental car disputes, subscription cancellation problems, warranty claims, billing errors, and many more.
Our AI analysis takes just seconds. Once you have your action plan, the timeline for resolution depends on the company and complexity of your case. Many users report successful resolutions within days of sending our template letters, while some cases may take a few weeks.
Our action plans include escalation steps if initial contact doesn't work. This may include filing complaints with regulatory agencies (like the CFPB, DOT, or FTC), disputing charges through your credit card company, or pursuing small claims court. We guide you through each step.